With over 25 years of experience at leading banking and financial institutions in Canada PWR has provided expertise in identifying, measuring, monitoring, managing and reporting on credit, market, liquidity, operational and strategic risk over three economic cycles.

Acting as the Chief Risk Officer (or equivalent) for a number of organizations, including Deutsche Bank Canada, ING Direct, Home Trust and Economical Insurance, meant direct responsibility for building a strong risk management culture and ensuring the Enterprise Risk Management (ERM) program was appropriate for the complexity of the organization and that it met all of the expectations of Management, the Board of Directors, shareholders and the regulators. At ING Direct this involved the development of the program in a virtual institution where there were multiple payment and transaction processing channels.  Functioning also as the Chief Anti-Money Laundering Officer (CAMLO) for ING Direct meant implementing a comprehensive Regulatory Risk Management (RCM) program that was well respected by the regulators and FINTRAC. At Home Trust, responsibilities included managing the retail risks associated with the mortgage, lines of credit and credit card portfolios.

In each of the above roles taking responsibility for establishing an appropriate capital management framework (ICAAP) including effective model development and governance programs.

Each of the executive-level associates in the firm bring a wealth of practical experience in managing credit, market and operational risk in all its forms. We have helped large Schedule I Banks, smaller Schedule II institutions and other financial entities develop governance and regulatory compliance frameworks that meet the expectations of the regulators.

We also provide advisory services to new FINTEC companies who are building relationships and partnerships with regulated financial institutions in Canada.